When you are deciding to purchase a home, it is in your best interest to select one agent that you can work well with to help you. They should go over with your your needs and wants and find out exactly what you're looking for and when you plan to move. They should follow-up with you and communicate well with you. There's alot more to being your agent than just unlocking the doors of the houses you want to see. This should be a relationship built on trust, respect, and mutual understanding.
Understanding how much you can afford is one of the most important rules of home buying. Depending on your individual situation, your budget can affect everything from the neighborhoods where you look, to the size of the house, and even what type of financing you choose.
Bear in mind, however, that lenders will look at more than just your income to determine the size of the loan. Likewise, you may find that there are some creative financing options that can help boost your purchasing power.
The opportunity of a lifetime is at hand - right now. Plenty of homes are available at affordable prices. Interest rates remain low.
And to sweeten the pot, there’s the U.S. tax credit – up to $8,000 for qualified first-time buyers whose income is within IRS-established limits. This is money that never has to be repaid, provided you live in the home for three years.
A written proposal is the foundation of a real estate transaction. Oral promises are not legally enforceable when it comes to the sale of real estate. Therefore, you need to enter into a written contract, which starts with your written proposal. This proposal not only specifies price, but also all the terms and conditions of the purchase. For example, if the seller offered to help with $2,000 toward your closing costs, make sure that's included in your written offer and in the final completed contract, or you won't have grounds for collecting it later.
REALTORS® have standard purchase agreements and will help you put together a written, legally binding offer that reflects the price as well as terms and
Paul M. Date: May 01, 2009 I would like to thank you once again. You really went above and beyond in every aspect of assisting us with this house. We were truly fortunate to find you...
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